although multi layered paint was found to have contributed to the kings cross fire, it is hard to get ignited and sustained combustion. i.e. it won't ignite every time and it won't sustain combustion every time, but every now and then, you get it going. It won't do it for water based paints either. Also, it should be remembered than surfaces in new buildings in common areas will not allow surface spread of fire.
In fact, only really old buildings will get it going. If it hasn't got an HC in it with a decent volatile content, it probably won't allow 'rapid' fire spread. When you get your polymers going, then maybe, but ceiling tiles are more and more often being fire retardent. That doesn't mean, though, they won't drop when the area around them is at a temp to allow failure of supporting structure.
Even wallpaper doesn't help when on the wall as the heat sink effect of the wall prevents ignition. When it falls away or forms bubbles against the wall, then you can start talking.
Just a thought