Article 21 Training refers to employees and not residents.
The insurance aspect, according to your opinion, suggests that the insurance companies may find it more economical to compensate a widow or widower than replace a building.
I assume you mean that it may cost less to pay off a widow(er) than pay off the cost of the building. Maybe? I wouldn't know. And knowing insurance companies I wouldn't put it past them if that was the case and they thought they could get away with it. However I dont suggest that and believe that to be a cynical line of reasoning my quandry deals mainly with the below.
This is how I see it.
An insurance company, quite rightly, has a vested interest in the building remaining standing and is lawfully aloud to make provisions in
there contract with the insuree that they take "reasonable" precautions to prevent this.
We are putting forward that should the tinyiest fire of ANY kind start, leave it, sound the alarm, get out.
That fire will cause damage. That is a fact.
Now i would ask that with the statistic that 4 in 5 fires are put out in the first instance by a fire extinguisher is it reasonable for the Insurance
Company to require their presecence should anyone WANT to attempt extinguishing the flame.
By insisting on there provision would that perhap make them liable?
I think i'll leave you with this thought, I think this is an interesting topic to continue but not for me anymore im moving on!
Thank you for all your comments I did find them very interesting and certainly illuminated more about the topic.
Until the next one