Many thanks for your replies so far, some very interesting reading!
There was a IEE inspection in 2001 which stated that the general condition of the installation was "Fair" yet the overall assessment of the installation was "Unsatisfactory". It went on to report that there was no RCD protection to the downstairs ring main and no CPC on the upstairs lighting circuit. The consumer unit and mains board was subsequently replaced (3 years later) but electrical reports still state "no CPC on lights".
There is no evidence of electrical storms that night (the fire started around 0345).
I am inclined to think the fire may have started in the ceiling rose, causing the wiring to burn & melt and therefore dropping the lightshade, bulb, holder and still burning wiring onto combustible materials below - in this case cardboard. Remains of the bulb glass show no discolouration from smoke and was found at the lowest level of excavation.
Allegedly the house next door had a kitchen fluorescent light fitting catch fire back in July, but as we know this is quite common. However, the number of reports of "faulty electrics" in neighbouring houses is quite extraordinary!
DIY to the mains electrical supply is not permitted in this house and no evidence was found. Nevertheless, we did find one table lamp plug with the 5 amp fuse wrapped in silver foil but this was remote from the fire scene.
I am very grateful for your help so far and would be very interested in any updates.