A decent IO should be aware of the contents of the DSEAR ACOP's, which cover storage, maintenance, etc. So they should have some idea of the requirements in relation to dangerouse substances. Now, although these come under the jurisdiction of the HSE, the IO should be able to make a judgement on whether the general fire precautions are adequate in relation to the risk. If the IO considers that the standards are inappropriate or they are unsure, then I would suggest that the sensible approach, that most of the IO's I know would take, would be to contact the HSE to seek their advice. If the H&S inspector is happy with the arrangements but the IO still believes the general fire precautions are inadequate for the residual risk, then they can use enforcement action (a term which includes advice, recommendations, enforcement notices etc) to ensure the premises do not pose an unacceptable risk to employees and relevant persons.