Hi Martin, yes and pretty much all of us who produce FRAs will get ripped off at some point but I'd think it would be really difficult to prove any loss or a certain contributor to this forum would be forever trying to prove that his template had been stolen!!
I've even had one company who I used to work for asking me to use my template for new guys who don't charge as much as their work is substandard. You also need to watch out for companies stealing your contacts, clients, etc. - even off of places like LinkedIn where they'll advertise for assessors and ask you to send them samples. Its cut-throat out there and I've even noticed a drop in my business recently due to the number of fire risk assessors who've done a 3 day course now charging low rates for FRAs that are mass produced tick boxes carried out on a tablet without any knowledge of the depth of fire safety knowledge required in many buildings.